What Should I Look For in Classic Car Insurance?
Knowing what makes a car collectible is essential to buying the correct coverage. A standard car insurance policy may not be the best choice, so how can you determine what type of car insurance you need?
Synergy Insurance are experts when it comes to classic car insurance, and we know that it’s an investment that will continue to appreciate in coming years. We’ll help you work through factors such as miles driven, vehicle age, and vehicle modifications to make sure you have the best antique car insurance policy to meet your needs.
Some factors that antique car owners should look at when shopping for insurance are:
- Agreed Value: This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible.
- Coverage Options: Not all collector cars are the same, so we can work with you to determine the right amount of coverage to meet your specific needs.
- Generous Mileage: You’re proud of your collector car, so drive it. Not all insurance companies have a mileage limit, but most collector cars should be driven less than 5,000 annual miles to maintain their value.
- Roadside Assistance: Whether you’re down the street or on a classic rally through the mountains, you’ll want to find coverage that will flatbed your car to the closest qualified repair facility.
- Low Rates: There’s no sense in paying for full-time insurance when you drive your collector car part-time, so let us find you the best rates available.
We understand the unique needs that come with owning an antique car, and we are willing to work with you to get you exactly what you need. Whether you’re insuring your Mustang, Camaro, Charger, or any other antique car, we can help make sure your insurance continually meets your needs. Give us a call today!